책) 모든주식을 소유하라

Bogleheads® investment philosophy

1 Develop a workable plan
- 현실적, 실현가능한 수입,지출, 투자 계획
2 Invest early and often (하루라도 빨리시작)
3 Never bear too much or too little risk (채권)
- Bond (25% ~ 75%)
4 Diversify (분산투자)
-개별종목, 섹터 보다는 인덱스펀드
5 Never try to time the market (예측금지)
6 Use index funds when possible (인덱스 투자)
- Vanguard Total International Stock Index Fund ETF Shares (VXUS)
7 Keep costs low (최소비용)
8 Minimize taxes  (절세)
9 Invest with simplicity  (심플투자)
10 Stay the course  (요지부동)
- 리벨런싱 년1회, 채권 비중 조금씩 증가.

Bogleheads® investment philosophy (보글헤드 투자 철학)

요약
(1) save a lot - 절약
(2) select an asset allocation containing both stock and bond asset classes - 자산배분
(3) buy low cost, widely diversified funds - 수수료, 전세계분산 
(4) Allocate funds tax-efficiently - 절세
(5) stay the course - 끝

https://youtu.be/Hoz5tlVEP8I